Some mutual funds impose short-term redemption fees for shares sold which are held for less than the specified holding period. The fee typically ranges from 1% to 2% and is assessed on sell transactions for shares held less than 7 days to 1 year, depending on the fund. The funds use the FIFO (first in, first out) method to age the shares. This information can be found in each fund’s prospectus. This fee will automatically be deducted from your account when applicable. (SEC Rule 22c-2)
| Fund Name | Fee% | Fee Period |
| Bridgeway Ultra-Small Company Mkt | 2% | For shares held less than 180 days |
| Fidelity Advisor Health T | 1% | For shares held less than 60 days |
| Fidelity Advisor Diversified Int'l C | 1% | For shares held less than 30 days |
| Fidelity Diversified Int'l T | 1% | For shares held less than 30 days |
| Fidelity Advisor Natural Resources | 1% | For shares held less than 60 days |
| Fidelity Adv. High Income Advantage T | 1% | For shares held less than 90 days |
| Fidelity Advisor Natural Resources A | 1% | For shares held less than 60 days |
| Fidelity Advisor Diversified Int'l A | 1% | For shares held less than 30 days |
| Fidelity High Income A | 1% | For shares held less than 90 days |
| Fidelity Advisor Natural Resources C | 1% | For shares held less than 60 days |
| Gabelli Asset Fund | 2% | For shares held less than 7 days |
| Gabelli Equity Income | 2% | For shares held less than 7 days |
| GAMCO Growth Fund | 2% | For shares held less than 7 days |
| Gabelli Small Cap Growth | 2% | For shares held less than 7 days |
| GAMCO Gold | 2% | For shares held less than 7 days |
| T. Rowe Price High Yield Adv. | 1% | For shares held less than 90 days |
| T. Rowe Price Int'l Equity Index | 2% | For shares held less than 90 days |
| T. Rowe Price New Asia | 2% | For shares held less than 90 days |
| T. Rowe Price European Stock | 2% | For shares held less than 90 days |
| T. Rowe Price International Stock | 2% | For shares held less than 90 days |
| T. Rowe Price Real Estate | 1% | For shares held less than 90 days |
| Vanguard European Index | 2% | For shares held less than 60 days |
| Vanguard Energy | 1% | For shares held less than 1 year |
| Vanguard Health Care | 1% | For shares held less than 1 year |
| Vanguard Precious Metals | 1% | For shares held less than 1 year |
| Vanguard REIT Index | 1% | For shares held less than 1 year |
| Vanguard Total Int'l Stock Index | 2% | For shares held less than 60 days |
| Vanguard Primecap | 1% | For shares held less than 1 year |
| Vanguard High Yield Corporate Bond | 1% | For shares held less than 1 year |